Are you still paying card processing fees? You may not need to.
Most independent restaurants pay 2.5% to 3.5% of every card sale in fees. Sidecar helps you remove that cost with dual pricing, or lower it with a better rate if you'd rather keep one price.
No cost and no obligation. A person reviews every statement.
| Today | Dual pricing | |
|---|---|---|
| Interchange and network fees | $1,150 | $1,150 |
| Processor markup and monthly fees | $350 | $350 |
| Recovered through card price | — | −$1,500 |
| Your net cost | $1,500 | ~$0 |
Two ways to lower your card costs
Every review covers both options, so you can compare them against your current statement before deciding.
| Dual pricingRemove the cost | Lower rateReduce the cost | |
|---|---|---|
| How it works | Your menu shows a cash price and a card price. The card price covers processing. | You keep one price. We move you to a lower, clearly itemized rate. |
| Your processing cost | Near zero | Typically lower than today; shown in your review |
| What customers see | Both prices posted up front. They choose how to pay. | No change |
| Setup | Terminal, signage, menu and receipt changes handled for you | Terminal and account setup handled for you |
| A good fit if | You're comfortable showing two prices, as many gas stations and restaurants already do | You want lower fees without changing your prices |
Estimate your savings
Enter your numbers for a rough estimate. Your statement review will give you exact figures.
| Fees today | $1,500 |
| Fees with Sidecar | ~$0 |
| Estimated annual savings | $18,000 |
Estimates only, not a quote. Dual pricing assumes card customers pay the posted card price. Lower rate assumes an effective rate of 2.4%; your actual rate depends on your card mix and is set out in your written proposal.
How it works
- 1
Send your statement
Upload a recent processing statement, or just tell us your monthly card sales.
- 2
Review your options
Within one business day, we walk you through what you pay today and what each option would cost.
- 3
Get set up
If you go ahead, we handle the application, terminal, and any signage and receipt changes.
What your customers see with dual pricing
Customers see both prices before they order, and the price they pay is the price they saw. Nothing is added at the register.
- Both prices on your menu, menu board or POS display
- Signage that meets card network rules
- Receipts that show the price paid and how it was paid
Common questions
Is dual pricing legal?
Yes. Offering a cash price and a card price is permitted in all 50 states when it's done correctly: both prices are posted, signage is displayed and receipts show the price paid. We set this up with you.
Will my regular customers mind?
Customers see both prices up front and choose how to pay. If you'd rather not show two prices, the lower-rate option reduces your fees with no change for customers.
Will it work with my POS?
It works with most standalone terminals and many POS systems. Systems that process their own payments, such as Toast or Square, usually require new hardware. We'll tell you before you commit.
What does it cost to switch?
The review is free. Any equipment or program costs are listed in your written proposal before you sign anything.
When are funds deposited?
Your proposal sets out your funding schedule, so you know when deposits arrive before you sign.
What if I want to cancel?
Agreement terms, including how to cancel, are spelled out in your proposal.
Request a free statement review
Send a few details and, if you have one handy, a recent processing statement. We'll come back within one business day with your numbers for both options.
Your information is used only to prepare your review.